Dischargeable and Non-Dischargeable Debts in Bankruptcy
A discharge is granted by the court at the end of your bankruptcy. The discharge removes any personal responsibility you have for the debts included in your initial bankruptcy petition. While a majority of debts are eligible for discharge, there are some that are not. When filing for bankruptcy, it is important to understand which debts are discharged by your bankruptcy and which debts are not.
The law is very specific with regard to dischargeable and non-dischargeable debt. You should have an experienced bankruptcy attorney to ensure that you are aware of which debts may or may not be dischargeable. Having an experienced bankruptcy attorney will also ensure that everything possible is done to make the process go smoothly from start to finish.
Non-dischargeable debts include (but are not limited to) the following:
- Alimony and child support
- Taxes (unless they meet certain requirements)
- Student loans and other government funded loans
- Criminal fines and restitution
- Debts incurred intentionally in anticipation of a bankruptcy filing
At the Louisville, Kentucky, Law Office of Robert J. Morrison, I offer my clients more than 30 years of experience in the practice of bankruptcy law. I pride myself on the personal care I give to each client. I will take the time to help you understand the difference between dischargeable and non-dischargeable debts, and let you know what your options are for a sound debt relief solution.
Call for a Free Initial Consultation
Contact me to discuss your questions. You will speak with a lawyer, not a paralegal. I am available during regular business hours and by appointment at other times. You can reach me by phone at 877-388-6425 or via e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
